In the United States alone, there are approximately 6 million car accidents every year, and more than 90 people die each day due to collisions.
With this in mind, you may breathe a sigh of relief when you make it out in one piece from your next fender bender car accident. However, once the dust settles, you’ll need to know exactly what to do next.
Keep your wits about you as you assess the damage, and remember the following steps on what to do after a car accident.
Make Sure Everyone Is Ok
Damage to your car is a secondary issue — damage to yourself or those in your car comes first. Check to see that everyone is safe. If someone is injured, call 911.
Move Your Car or Stay Put
If at all possible, move your car to the side of the road. The exception would be if the damage is severe, in which case, it could be safer to stay in place. The other car involved ought to pull over to the side, as well.
Call the Police
Call the police to come to the accident so that a report can be filed, regardless of whose fault it was. There will likely be a good deal of drama and high emotions — stay calm and wait for the authorities to come to deal with the situation.
Be Ready for the Unexpected
If the car that hits you simply drives off, keep a cool head. Call the police anyway and take quick notes of the other car’s details, including color, model, make, and whatever bits of a license plate number you can remember. If the car accident was not your fault, you might need to collect data and details for a good lawyer!
Exchange Information With the Other Party
Say nothing to incriminate yourself. Just ask the driver for their information, including full name, address, phone number, and car insurance information.
Take Pictures of a Fender Bender Car Accident
Don’t feel uncomfortable about using your camera phone to document the scene and damages from multiple angles. The other party might not like it if they’re at fault, but it has to be done.
Ask any witnesses for their names and contact information, particularly in the case of a hit-and-run. They may have seen details about the incident that you weren’t privy to.
Be Cooperative With the Police
In order to make a report, the officer will take both parties’ accounts of the accident. Forgo any exaggerations. Honesty pays for itself.
Begin the Claims Process
Contact your insurance company immediately. A claims adjustor will come out who will be able to assess the extent of the damage. Once you have an estimate for repairs, you can bring your car to a shop.
Cool Heads Will Prevail
Getting into a fender bender car accident can be a scary experience, but it’s important to first and foremost stay calm. The more you can keep a cool head, the better your chances that you’ll be able to resolve the situation to your best ability! For more tips like these and related topics, refer to the remainder of our site.