In the United States, three million people are injured every year in car accidents. As unpleasant as it to experience auto accident injuries, it’s unfortunately not that uncommon. After getting into a car accident, you might be vulnerable, disoriented, and confused.
It’s important that you’re aware of some of the most common auto accident injury myths. This way, you’ll be able to better protect your health, finances, and your rights.
Are you interested in learning more? If so, then keep on reading and we’ll walk you through the top myths you need to know about.
1. Car Accident Laws Are the Same in Every State
From the time that you have to file your claim to determining fault, many of the laws regarding auto accidents will depend on which state you live in. Some states follow a “fault” system for auto accident insurance coverage. This means that the driver whose fault it was is liable to pay for the cost of damages and injuries after the crash.
However, some states have comparative negligence laws. This also determines how much money can be awarded. It depends on how much of the accident was each person’s fault.
If you were found to be partially at-fault for the accident, then the amount of money that you get from the insurance company could be significantly lower, even if you had serious injuries.
There are also “no-fault” insurance states. This means that the insured parties will usually be reimbursed by the insurance company for damages, regardless of who caused the accident. Insured people could be reimbursed for healthcare costs as well as other losses that they might have suffered because of the accident.
2. It’s Better to Let the Insurance Companies Work It Out Than Hire an Attorney
Insurance companies provide their clients with much-needed payments in times of need. Because of this, a lot of people are likely to forget that the goal of the insurance company is to make as much money as possible, and thus they want to give out as little money as they can.
Victims will often treat their insurance adjuster like someone who has their best interests at heart. In reality, these agents are being paid to find ways to pay out as little as possible or to even deny claims.
Insurers are going to work hard to avoid liability. Because of this, you might need a lawyer to get fair value for your claim. When you hire experienced car accident lawyers, such as ones from this lawyer group, you’ll be protected from the tricks that insurance providers use to undervalue car accident claims.
3. It Doesn’t Matter Which Lawyer Handles Your Case, So Long as They Have Injury Experience
Many lawyers will claim that they have experience working with injury lawsuits. However, not all experiences are created equal.
An attorney who mainly deals with slip and fall cases will likely not be the best fit for an auto accident case. And a lawyer who has experience with car accident cases may not be that well versed when it comes to dealing with trucking companies.
The right lawyer for you is going to be the one who has experience with your type of insurance problems, your type of injuries, and your type of vehicle crash. They should also have had success in trying a case in court as well as negotiating settlements with insurance companies.
4. If You Haven’t Sued by Now, Then You’ve Missed Your Chance
It is true that people have a limited window of time to receive compensation for an injury. However, that time window isn’t the same everywhere. It’s going to depend on what state the accident took place in.
Many states have a statute of limitations of one year for car accidents. This means that your case needs to be filed within one year of the date of the accident or the date of death that resulted from a crash. Otherwise, you might lose your right to receive compensation.
Many people who are in car accidents will only seem to have minor injuries at first. However, these injuries can get worse over the next several weeks or months. Some of these injuries can lead to arthritis and other permanent effects.
If your healthcare provider says that your injuries are related to the crash and the time limit hasn’t passed yet, then you’ll still be eligible to pursue the case.
5. Hiring a Lawyer Is Too Expensive, and Not Worth the Trouble
If your accident involved only minor injuries and not a lot of damage, then you probably won’t need to hire a lawyer. However, if you incurred medical bills, prolonged time off work, or vehicle damage, then you would be wise to seek the advice of a lawyer.
Personal injury lawyers usually work on a contingency fee basis. This means that there’s no upfront charge for legal representation and the lawyer will only be paid after you get a settlement.
The Importance of Knowing the Most Common Auto Accident Injury Myths
Hopefully, after reading the above article, you now understand what the most common auto accident injury myths are. So the next time you’re in a car accident, you’ll be better prepared to fight for your right to the compensation that you deserve.
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